REFINANCE

Rate & Term Refinance

• Lowers monthly payment

• Remove a current owner from the title

• Drop mortgage insurance (PMI)

Cash Out Refinance

Draw equity from the home: to consolidate debt, complete projects around the home, use as down payment to purchase another property, pay for child’s college tuition, input a pool

Refinancing your mortgage with Powered by Edge Home Finance, LLC allows you to replace your existing home loan with a new one that offers better terms and conditions tailored to your specific requirements. Whether you want to lower your monthly payments, reduce your interest rate, or access the equity in your home, refinancing can be a powerful financial tool to help you achieve your goals.

Liz Rich, your dedicated Loan Officer, will work closely with you to understand your financial objectives and guide you in selecting the refinancing solution that best suits your needs. With Liz's guidance and personalized assistance, you can make informed decisions about your mortgage refinancing options.

When you choose Liz Rich, you can expect a seamless and transparent process. We will thoroughly evaluate your current mortgage terms, credit history, and financial situation to determine the refinancing options available to you. Our goal is to provide you with the information and support you need to make the right choices for your financial future.

Benefits of refinancing with Liz Rich:

1. Lower Monthly Payments: Through refinancing, you may secure a lower interest rate, leading to reduced monthly payments and potential long-term savings.

2. Interest Rate Reduction: If market conditions have improved since you obtained your original mortgage, refinancing can provide an opportunity to secure a more favorable interest rate, potentially saving you thousands of dollars over the life of the loan.

3. Cash-Out Refinance: With a cash-out refinance, you can tap into your home's equity and receive a lump sum payment. This additional cash can be used for various purposes such as home improvements, debt consolidation, or major expenses.

4. Adjustable to Fixed Rate: If you currently have an adjustable-rate mortgage (ARM) and desire the stability of a fixed-rate loan, refinancing allows you to switch to a fixed interest rate, protecting you from potential rate fluctuations in the future.

5. Shortening the Loan Term: Refinancing offers an opportunity to shorten the term of your mortgage, enabling you to pay off your loan sooner and potentially save on interest payments.

Liz prioritizes customer satisfaction. Liz Rich and her team are dedicated to providing you with competitive rates, flexible terms, and outstanding service. Our streamlined application process and quick turnaround time ensure that your refinancing experience is efficient and stress-free.

Take the first step towards achieving your financial goals and explore the possibilities of refinancing your mortgage with Liz Rich. Reach out today to schedule a consultation and let us guide you towards finding the ideal refinancing solution for your unique needs.

+1 512-608-8753

Liz@LendingByLiz.com

https://lendingbyliz.com/

© 2026 Lending By Liz. All Rights Reserved. Terms Of Service | Privacy

2000 S I-35 Frontage Rd Suite P, Round Rock, TX 78681

Edge Home Finance, LLC NMLS# 891464 | Liz Rich NMLS# 1983319
Equal Housing Opportunity
Not currently licensed to originate loans in New York.

Liz Rich, Mortgage Loan Originator | NMLS# 1983319 | Licensed in Arkansas, Louisiana, Oklahoma, Texas and Utah. Verify on NMLS Consumer Access

Edge Home Finance, LLC | Company NMLS# 891464 | 5860 Baker Road, Minnetonka, MN 55345 | Verify on NMLS Consumer Access | www.nmlsconsumeraccess.org

State Licensing & Regulators: Texas: Mortgage Company Branch License# 1967630, Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705, (512) 475-1350. Oklahoma: Mortgage Broker License# MB012746, Oklahoma Department of Consumer Credit, 629 N.E. 28th Street, Oklahoma City, OK 73105, (405) 521-3653. Louisiana: Residential Mortgage Lending License, NMLS# 891464, Louisiana Office of Financial Institutions, 8660 United Plaza Blvd, Second Floor, Baton Rouge, LA 70809, (225) 925-4660. Utah: Mortgage Entity License# 13389612, Utah Department of Commerce, Division of Real Estate, 160 East 300 South, Salt Lake City, UT 84111, (801) 530-6747. Arkansas: Licensed mortgage broker, NMLS# 891464, Arkansas Securities Department. Full Edge Home Finance licensing disclosures

Texas Consumer Complaint & Recovery Fund Notice: Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.

This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines and program availability. Terms and conditions are subject to change without notice.